We understand that managing your finances is an essential part of your everyday life, and our comprehensive checking account options are designed to make it easier for you. With our commitment to providing exceptional financial services, we offer a range of checking accounts tailored to meet your unique needs. Whether you’re looking for a basic account with minimal fees or a high-yield account that helps you earn more, we have the perfect solution for you. Join us today and experience the convenience, flexibility, and peace of mind that come with First Choice Credit Union.
Prime Checking / Free Checking
- You purchase the Personalized Checks and Deposit Tickets
- No dividends paid on account
- Overdraft Protection available upon request from Savings or Kwik Cash (subject to loan approval)
- Cost is $0.00 per month
- Debit Card available at no extra cost
- MasterCard Debit Card Notice
High-Yield Checking
- FREE CHECKING
- You purchase the Personalized Checks and Deposit Tickets
- Interest bearing checking account
- Pays high dividend rates as a money market account would, but with NO withdrawal limitations
- Overdraft Protection available upon request from savings or Kwik Cash (subject to loan approval)
- Cost is $0.00 per month
- Debit Card available at no extra cost
- MasterCard Debit Card Notice
Prime Plus Checking
- Maintain a $300.00 balance and this account is FREE
- You purchase the Personalized checks and Deposit Tickets
- Dividends paid on Account Balances over $500.00
- Direct Deposit to this account entitles you to a completely free account with no restrictions
- Overdraft Protection available upon request from Savings or Kwik Cash (subject to loan approval)
- Cost is $3.00 per month for each month your account drops below $300.00
- Debit Card available at no extra cost
- MasterCard Debit Card Notice
Membership Plus Checking
- No Minimum Balance Required
- No charge for selected Personalized Checks and Deposit Tickets
- Dividends paid on account balances over $500.00
- Money Orders with no issue fee
- Overdraft Protection available upon request from Savings or Kwik Cash (subject to loan approval)
- $10,000 Member Insurance
- Cost is $4.95 per month
- Debit Card available at no extra cost
- MasterCard Debit Card Notice
Senior Checking
- Must be 60 or older
- Must maintain a $5,000 balance in any account
- Personalized Checks and Deposit Tickets are free
- No dividends paid on account
- Overdraft Protection available upon request with Savings or Kwik Cash (Subject to loan approval)
- Cost is $0.00 per month as long as $5,000 remains in the account
- Debit Card available at no extra cost
- MasterCard Debit Card Notice
MasterCard Debit Card and Overdraft Protection are available with any of these accounts, see card notice.