Current Rates

All Rates Effective: 6-1-2018

*Rates quoted below are First Choice Credit Union's Lowest for the listed collateral and term. Actual rates may vary.

Loan Type Approximate Term (Months) Annual Percentage Rate (APR) Monthly Payment per $1,000 Borrowed
Vehicles - Cars, Trucks, and Motorcycles *
72
3.24%
$15.30
 
60
2.94%
$17.94
 
48
2.74%
$22.02
 
up to 36
2.49%
2.49%
    
Other Secured Items * - Boats, Motorhomes, Campers, ATVs,Snowmobiles, and Personal Watercraft.
72
4.20%
$15.75
 
60
3.94%
$18.39
 
48
3.74%
$22.46
 
Up to 36
3.49%
$29.30
   
Visa - 21 Day Grace Grace Period
12.90%
Kwik Cash - open ended
13.00%
Unsecured Loan (Over $1000)
12
14.00%
$90.24
Unsecured Loan (Under $1000)
12
15.00%
$89.77
Recreational Vehicles
Auto Loan Rate Plus 1.00%
REAL ESTATE MORTGAGES:
1st Mortgage Rates
Call Mandy for Rates & Terms
2nd Mortgage Rates
Call Mandy for Rates & Terms
 
Mobile Home With Land (2016 - 2018)
Call Mandy for Rates & Terms
Mobile Home With Land (2015 and older)
Call Mandy for Rates & Terms
Loans with multiple items used for collateral and loans with unsecured funds over $1000 will use blended rate sheet.

Loans with multiple items used for collateral and loans with unsecured funds over $1000 will use blended rate sheet.

Loans with multiple items used for collateral and loans with unsecured funds over $1000 will use blended rate sheet.


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